A claim is settled after expiry of insurance policy in fire or engineering insurance?

If an insurance claim on Fire Or Engineering insurance policy is settled after expiry of policy, is it needed to reinstate the Sum Insured? or:If an i

If an insurance claim on Fire Or Engineering insurance policy is settled after expiry of policy, is it needed to reinstate the Sum Insured?

or:If an insurance claim on Fire Or Engineering insurance policy is settled after expiry of policy, is it needed to reinstate the Sum Insured?

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