I have a charge off auto loan in my credit score, will this prevent my credit score from going up?

I have a charge off auto loan in my credit score, will this prevent my credit score from going up even though I have a credit card that has been on ti

I have a charge off auto loan in my credit score, will this prevent my credit score from going up even though I have a credit card that has been on time on payments for 1 year?

or:I have a charge off auto loan in my credit score, will this prevent my credit score from going up even though I have a credit card that has been on time on payments for 1 year?

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