I keep my credit utilization rate low but does how frequently I use my card affect my credit score?
I rarely use more than 15% of my $1,500 credit limit, but what I really wanted to know was, if I use my card every day for small purchases and then pa
I rarely use more than 15% of my $1,500 credit limit, but what I really wanted to know was, if I use my card every day for small purchases and then pay them off a few days later, as opposed to letting myself reach, say, $225 and then paying it off, is it going to negatively affect my credit score at all? Thanks in advance for any insight.
or:I rarely use more than 15% of my $1,500 credit limit, but what I really wanted to know was, if I use my card every day for small purchases and then pay them off a few days later, as opposed to letting myself reach, say, $225 and then paying it off, is it going to negatively affect my credit score at all? Thanks in advance for any insight.
or:Do you live with your family? Rent, education, sustenance, transportation etc ought to be much more expensive than that even for the most frugal person (unless you're paying cash regularly). I wouldn't fret over it, doesn't seem to be a red flag at all unlike an uncontrollable debt.
