If I have a warranty with apple and I go get a replacement(i dropped my phone in the pool) do I pay?

I was at the pool and I had my phone in my pocket not knowing it was in there and I went swimming and about 30 seconds later I felt it in my pocket. o

I was at the pool and I had my phone in my pocket not knowing it was in there and I went swimming and about 30 seconds later I felt it in my pocket.

or:I was at the pool and I had my phone in my pocket not knowing it was in there and I went swimming and about 30 seconds later I felt it in my pocket.

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