What is the late 80's/early 90's movie about two brothers who lost their father in a drowning?

Its set in Miami, I think. The incident happened when they went camping. As well as the older brother has a love interest and the youngest has a fear

It's set in Miami, I think. The incident happened when they went camping. As well as the older brother has a love interest and the youngest has a fear of water but becomes a lifeguard.

or:It's set in Miami, I think. The incident happened when they went camping. As well as the older brother has a love interest and the youngest has a fear of water but becomes a lifeguard.

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