Xbox live connection help please answer?

I want to know if you still need a credit card to connect to xbox live if your using a membership card. or:I want to know if you still need a credit c

I want to know if you still need a credit card to connect to xbox live if your using a membership card.

or:I want to know if you still need a credit card to connect to xbox live if your using a membership card.

or:As long as you have a membership card, you do not need your credit card. Its safer to not have a card on your account. I put money on visa gift cards and use it on my xbox so it wouldn't be a big deal if I got hacked.

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