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2022-06-18 23:27:19

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All Rights Reserved.Sign InREGISTER #arrow-freeerisa, #arrow-broker-expo{ display: none !important; } .brand-nav .treasuryandrisk { width: 1245px; } .brand-nav .treasuryandrisk ul.sub-nav{ width: 1245px; } .brand-nav .thinkadvisor { width: 1245px; } .brand-nav .thinkadvisor ul.sub-nav{ width: 1245px; } img[id*='covid-19']{ display: none !important; } #c19{ border-bottom: 2px solid #F00; } #read19{ background:#FFF; color: #F00; display:inline-block; padding: 5px 10px; margin: 0 10px 0 0; border-radius: 5px; font-weight: 400; } #read19:hover{ background:#000; color: #FFF; } #close19{ display:inline-block; font-weight: 400; } #close19:hover{ color: #000; } #dropdown-span-idc19covid-19 div.outer-thinkadvisor, #dropdown-span-idc19covid-19 div.outer-benefitspro, #dropdown-span-idc19covid-19 div.outer-pc360, #dropdown-span-idc19covid-19 div.outer-globest, #dropdown-span-idc19covid-19 div.outer-cutimes, #dropdown-span-idc19covid-19 div.outer-treasuryandrisk{ display: none; background: rgba(255, 0, 0, 1) url(/assets/master-template/images/market-images/nav-divot-red.png) 100px -10px no-repeat; width: 250px; margin: 16px 0 0 -95px; box-shadow: 0 4px 8px 0 rgba(0, 0, 0, 0.2), 0 6px 20px 0 rgba(0, 0, 0, 0.19); border-radius: 5px; border: 10px; position: absolute; z-index: 99; } div.outer-treasuryandrisk ul.nav-topics { list-style: none; padding: 0; margin: 15px 10px; } #redarrow { background: transparent url(/assets/master-template/images/market-images/nav-divot-red.png) no-repeat; position: absolute; top: -10px; left:115px; position: absolute; } .globest #dropdown-events, .globest #arrow-events, .globest #dropdown-nominations, .globest #arrow-nominations, .globest #arrow-thought-leaders {display:none !important;} .cutimes #arrow-careers, .cutimes #arrow-subscribe{ display: none !important; }Credit Union TopicsCredit Union ManagementRegulatory & ComplianceCommunity/People NewsHuman ResourcesLendingMarketingFraud & EnforcementGrowth StrategiesCybersecurity & PrivacyMobile BankingCore SystemsFinTechPayment PlatformsResource CenterMarketplace DirectoryCU Tech HubCybersecurity & PrivacyMobile BankingCore SystemsFinTech Payment PlatformsLuminariesEvent CoverageEvent Site CareersSubscribeMoreSpecial ReportsCredit Union Times MagazineCredit Union Times Magazine Issue GalleryInstant InsightsEventsResource CenterEditorial CalendarNewslettersWebcastsPodcast CenterSubscribe NewsLargest Credit Union in Massachusetts Names New CEOPeter StrozniakShruti Miyashiro will take over the helm at Digital Federal Credit Union after Jim Regan retires in July.NewsMortgage Forecasts Now Pulled Back Through 2023Jim DuPlessisThe current round includes an 11% downward revision for Q3 refinances.NewsOneAZ Credit Union Launches New Supplier Diversity InitiativePeter Strozniak Recently launched program will serve historically underrepresented entrepreneurs in Arizona.News6 CUs & CUSO Envisant Invest $6.8 Million in Tech CUSO Pure ITNatasha Chilingerian |June 17, 2022Plus, Allied Solutions invests in lending technology CUSO Rate Reset. Expert OpinionThe Art & Science of Credit Union RelevanceAnne Legg and Miranda Flury |June 17, 2022Credit unions must couple a strategic board and leadership team culture with a powerful data strategy.NewsCUSO Offers 'Concierge' Service for Business LendingJim DuPlessis |June 16, 2022MBFS targets small credit unions, where business lending lags.NewsNCUA Hears 'Useful and Necessary' Feedback From Pilot Survey ProjectMichael Ogden |June 16, 2022One thousand fifty-eight surveys are sent out to credit union executives with a 17% response rate.NewsVyStar CU Bank Purchase TerminatedPeter Strozniak |June 16, 2022Announcement ends the industry’s largest ever bank acquisition deal while VyStar’s online and mobile banking woes continue. Editor's LetterThe Case of the Disappearing HomeNatasha Chilingerian |June 16, 2022Inflation has been hitting consumers from all angles, but perhaps the biggest punch to the gut has been the cost of housing.Career Moves7 Credit Unions Bring New Talent On BoardNatasha Chilingerian |June 16, 2022LBS FCU, OnPoint Community CU, Community First CU, TVFCU and Texas Trust CU welcome new executives.NewsNAFCU's Economist Says CUs Should Prep for a Slowdown or RecessionJim DuPlessis |June 15, 2022The warning comes after the Fed announced a 75-basis-point increase in the federal funds – the largest since 1994.NewsExpanded Field of Membership Bill Passes HouseMichael Ogden |June 15, 2022The bill is considered the most significant update to the Federal Credit Union Act since 1998.NewsCEO of Washington's Largest Credit Union Plans Year-End RetirementPeter Strozniak |June 15, 2022Three other CEOs of multi-billion-dollar financial cooperatives also announce their retirement at the end of the year.Trending Stories VyStar CU Bank Purchase Terminated Four CU Liquidations Cause $3.3 Million in NCUA Share Insurance Losses Largest Credit Union in Massachusetts Names New CEO 30-Plus Days Later: VyStar Members Still Experiencing Online, Mobile Issues 7 Credit Unions Bring New Talent On Board Instant Insights / CU Times: Diversity in the RawNorthwest League Releases DEI Recommendations for CUsBy Natasha Chilingerian|July 30, 2021New report from the NWCUA and NWCUF’s DEI Task Force details strategic steps for CUs as employers, FIs and community partners. CUs Give Their Leadership’s Commitment to DEI a 78/100 Score: Filene SurveyTaking a Stance: A Credit Union’s Reputation Is at StakeCoopera Unveils Expansion of Services, New Website Credit Unions Open Their Eyes to DEIBrowse Instant Insights →Read More Stories →Resource CenterWhite PaperSponsored by NICE ActimizeThe Double Edged Sword of Mobile BankingBrowse More Resources ›Executive BriefSponsored by AlacritiRTP vs. FedNow: Is There a Wrong Choice?Browse More Resources ›White PaperSponsored by NICE ActimizeSecure and Compliant Real-time Payments for Credit UnionsBrowse More Resources ›White PaperSponsored by UpstartCase Study: Water & Power Community Credit Union is Reaching Its Loan Goals with AIBrowse More Resources ›White PaperSponsored by Mortgage Capital TradingThe Links Between MBS Markets & Loan PricesBrowse More Resources ›Case StudySponsored by ATM ConsultantsHow New York's Largest Credit Union Leveraged Expert ATM Management to Transform Member ExperienceBrowse More Resources ›White PaperSponsored by Elan Financial ServicesThree Factors to Consider When Building Your Credit Card Product StrategyBrowse More Resources ›PlaybookSponsored by DomaThe Reason You're Losing Loan Volume... and How to Fix ItBrowse More Resources ›Information BriefSponsored by AlacritiPayments in 2022: What You Need to KnowBrowse More Resources ›White PaperSponsored by GLIA5 Ways to Service Credit Union Members With More Than ChatBrowse More Resources ›White PaperSponsored by DomaThe Three Keys to Choosing the Right Title CompanyBrowse More Resources ›White PaperSponsored by DomaUnlocked: Top Competitive Advantage for Credit Unions in 2022Browse More Resources ›White PaperSponsored by AlacritiCredit Unions: Growing with Small Businesses Through PaymentsBrowse More Resources ›White PaperSponsored by Mortgage Capital TradingUnderstanding and Preparing for Changes in the Mortgage MarketBrowse More Resources ›White PaperSponsored by CO-OP Financial ServicesA Credit Union CEO's Guide to Winning the Payments GameBrowse More Resources ›ReportSponsored by Elan Financial ServicesThe Convenience Catalyst: How Consumer Experience Features Drive Credit Card UsageBrowse More Resources ›Case StudySponsored by UpstartHow a $2B Credit Union is Using AI to Drive Loan GrowthBrowse More Resources ›ReportSponsored by GLIAHow to Reinvent Customer Service to be Digital-FirstBrowse More Resources ›White PaperSponsored by Mortgage Capital TradingStrategies for Credit Unions to Combat Margin CompressionBrowse More Resources ›Case StudySponsored by Mortgage Capital TradingCase Study: How to Leverage Technology for Greater Loan Sales ProfitabilityBrowse More Resources ›White PaperSponsored by OpentextThe Multifront War on Cyber-Fraud: Protecting Your Members and Credit UnionBrowse More Resources ›White PaperSponsored by Mortgage Capital TradingHow Credit Unions Can Benefit Members Through Investor Set OptimizationBrowse More Resources ›White PaperSponsored by Elan Financial ServicesEvaluating a Credit Card Program's Profitability: Fee vs. Interest IncomeBrowse More Resources ›ResourcesThe Double Edged Sword of Mobile BankingFrom NICE ActimizeAs credit unions consider how to secure the mobile channel, they must start with an important premise: the device has been compromised.Download Resource ›RTP vs. FedNow: Is There a Wrong Choice?From AlacritiWhen it comes to real time payments, credit unions face a difficult decision -- either wait for the FedNow service launching in 2023 or leverage the TCH RTP® network now. This webinar brief reveals how and why both can fit into your credit union’s payments strategy.Download Resource ›Secure and Compliant Real-time Payments for Credit UnionsFrom NICE ActimizeAt a time when digital payments have become standard and fraud has increased, credit unions must reevaluate their digital banking strategy to ensure they’re creating a secure and convenient environment that builds consumer trust. Download this white paper and learn how your credit union can achieve secure, real-time payments.Download Resource ›Case Study: Water & Power Community Credit Union is Reaching Its Loan Goals with AIFrom UpstartDownload this case study to learn how WPCCU quickly put excess deposits to work while expanding its reach to new members and territories.Download Resource › The Links Between MBS Markets & Loan PricesFrom Mortgage Capital TradingIn capital markets, there are several pervasive misconceptions about how mortgage pricing is created and what lenders are offering borrowers. This white paper explores the relationship between consumer loan pricing and capital market conditions, addresses common misconceptions, and illustrates the processes involved in generating consumer loan offerings and intermediate loan prices.Download Resource ›How New York's Largest Credit Union Leveraged Expert ATM Management to Transform Member ExperienceFrom ATM ConsultantsAiming to improve member satisfaction through ATM uptime, Bethpage Federal Credit Union quickly realized the challenges of having a mixed fleet of hardware and vendors. This case study explores how they overcame those obstacles to reach 99.2% ATM uptime while achieving predictable costs across their fleet.Download Resource ›Three Factors to Consider When Building Your Credit Card Product StrategyFrom Elan Financial ServicesCredit unions should focus on their product, experience, and innovation while leveraging their established brands and market presence. Learn how to create the best solutions to serve your members within various communities.Download Resource ›The Reason You're Losing Loan Volume... and How to Fix ItFrom DomaDownload this playbook to learn how to cut down on closing time.Download Resource ›Payments in 2022: What You Need to KnowFrom AlacritiCredit unions have had a lot to grapple with lately when it comes to payments. Two themes in particular are being discussed: cloud and real-time payments. Download this brief and learn how your credit can successfully approach this opportunity to be at the forefront of change.Download Resource ›5 Ways to Service Credit Union Members With More Than ChatFrom GLIAAs more Credit Union members begin engagements online, chat has become a popular communication channel. But it's not enough. This white paper explores why chat is no longer a differentiator and how an integrated Digital Customer Service (DCS) strategy can go further.Download Resource ›The Three Keys to Choosing the Right Title CompanyFrom DomaSpeed matters. The longer it takes to close a loan, the higher the risk of losing the deal. Download this white paper and learn how to deliver a simple, efficient and high-quality lending experience.Download Resource ›Unlocked: Top Competitive Advantage for Credit Unions in 2022From DomaDownload this white paper and learn how to create a vastly more simple, efficient and affordable real estate closing experience that allows your credit union to build lifelong relationships with mortgage members.Download Resource ›Credit Unions: Growing with Small Businesses Through PaymentsFrom AlacritiSmall businesses are increasingly exploring electronic payments to meet customer expectations, improve operations, and reduce manual processes and costs. Learn how your CU can gain market share by educating and guiding them on modern payment technology.Download Resource ›Understanding and Preparing for Changes in the Mortgage MarketFrom Mortgage Capital TradingInterest rates, origination volume, and profit margins are constantly shifting based on a variety of factors and most lenders react (rather than act) to short term changes in the environment. It is best to act decisively and in a calculated fashion. This white paper outlines a simplified model illustrating mortgage market stages and how lenders can set a foundation of resilience to changing markets.Download Resource ›A Credit Union CEO's Guide to Winning the Payments GameFrom CO-OP Financial ServicesResearch indicates that credit unions are missing out on significant revenue opportunity through payments - one that large banks are quickly seizing. This whitepaper provides strategy insights specifically for credit unions and how they can start winning the payments game now.Download Resource ›The Convenience Catalyst: How Consumer Experience Features Drive Credit Card UsageFrom Elan Financial ServicesConsumer credit card usage typically ebbs and flows in tandem with national economic cycles, yet recent research has revealed another key component of modern consumer payment choices: customer experience features. Download this report to learn more.Download Resource ›How a $2B Credit Union is Using AI to Drive Loan GrowthFrom UpstartAbound Credit Union identified a unique opportunity to grow personal lending. Discover how Abound is expanding access to affordable credit in the communities it serves while delivering a best-in-class, all-digital experience for its members.Download Resource ›How to Reinvent Customer Service to be Digital-FirstFrom GLIADigitally savvy credit union members expect a digital-first customer service experience. This Forrester report explains how credit unions can future proof their customer experiences.Download Resource ›Strategies for Credit Unions to Combat Margin CompressionFrom Mortgage Capital TradingAs mortgage rates begin to rise and origination volume drops, you may be wondering about best practices for dealing with tightening margins. Download this white paper and learn how to mitigate margin compression in 2022.Download Resource ›Case Study: How to Leverage Technology for Greater Loan Sales ProfitabilityFrom Mortgage Capital TradingThis case study outlines a recent example of a mortgage company leveraging award-winning technology to increase loan sales efficiency. Learn how you can drive profitability and minimize operational risk while providing a seamless and pleasurable mortgage experience for your members.Download Resource ›The Multifront War on Cyber-Fraud: Protecting Your Members and Credit UnionFrom OpentextCyber fraud is a leading concern for credit unions and is expected to grow worse in the coming years. Download this white paper to explore the most pressing threats and learn how your CU can build a multi-layered approach to cyber-resilience.Download Resource ›How Credit Unions Can Benefit Members Through Investor Set OptimizationFrom Mortgage Capital TradingWith increases in mortgage pricing granularity over the last couple years, it may be time to consider looking at going beyond your current investor(s) to do right by your members. There are many key factors to consider when optimizing your investor set. This whitepaper shows you how to quantify where to deliver your production, audit your investor base, and optimize your investor set.Download Resource ›Evaluating a Credit Card Program's Profitability: Fee vs. Interest IncomeFrom Elan Financial ServicesWhat are the potential hidden costs associated with running a credit card program and how can your credit union make more informed decisions when considering whether to insource or outsource a credit card program?Download Resource ›Browse More Resources →Credit Union TimesDon’t miss crucial strategic and tactical information necessary to run your institution and better serve your members. Join Credit Union Times now! Free unlimited access to Credit Union Times' trusted and independent team of experts for extensive industry news, conference coverage, people features, statistical analysis, and regulation and technology updates.Exclusive discounts on ALM and Credit Union Times events. 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