"I love Guideline | Low Cost 401(k) Plans for Small Businesses "

2022-05-05 22:38:23

ProductsPartnersPricingResourcesLog InThe easy, affordableretirement platformfor small businessCreating a roadmapto retirementWe’ve made it our mission to help everyone arrive at a safe, secure retirement, whether you’re a small business owner, an employee, or self-employed. Our platform takes complexity and doubt out of retirement planning and replaces it with knowledge and clarity—so you can invest in your financial future with confidence.The new rules of retirement savings:Simple. Seamless. Smart.Simple plan managementWe handle plan administration, employee onboarding, government filings, and more. So you can offer a work benefit without all the added paperwork.FeaturesSeamless payroll integrationWith API payroll integration, we can securely sync employee data, track 401(k) eligibility, and process deductions—saving you time and hassle each pay run.IntegrationsSmart investingOur investment portfolios rebalance automatically to help you stay on track for retirement.Investments401k plans for small businesses, and all businessesLearn more about our fees and services.Core$49/month+ $8 per active participantA seamless Safe Harbor 401(k) plan for small businesses that want to make an employer contribution.Learn moreFlex$79/month+ $8 per active participantA 401(k) for businesses that want the flexibility to pick and choose features to meet their goals.Learn moreMax$129/month+ $8 per active participantOur most customizable 401(k) for business owners who want to maximize savings and receive dedicated support.Learn moreSelf-employed or own a small family business? See if our SEP IRA is right for youSave even more with tax creditsIf you’re starting a new 401(k), your small business may be eligible to receive up to $16,500 in tax credits over the plan’s first three years to help offset initial plan costs.Estimate your costsWe handle the nitty gritty.You just get a great plan.Investment managementWe offer 40+ index funds from Vanguard and other low-cost providers. Our managed portfolios have blended average fund fees under 0.07%.Compliance testingWe perform nondiscrimination testing to help identify potential issues and manage required corrections. We also offer Safe Harbor plans that automatically satisfy most IRS nondiscrimination tests. Learn MoreCustodial servicesWe partner with Benefit Trust Company to provide custodial services. This includes processing transactions, executing trades and safeguarding plan assets.RecordkeepingWe serve as your recordkeeper to track your 401(k) plan’s balances, transactions, and deferrals.Fiduciary servicesWe serve as your ERISA 3(16) and 3(38) plan fiduciary for eligible plans, which means we are legally (and morally) obligated to work in a participant’s best interest. Learn MoreGovernment filingWe prepare annual reports for no extra fee, including Form 5500 and 1099-R.See all features and servicesFeatured In84%Customer satisfaction scoreJoin 30,000+ companies that have chosen to save with GuidelineGet startedWe’re here to helpLive support(888) 228-3491Sales: 6am - 4pm PST, Mon - FriSupport: 6am - 4pm PST, Mon - Fri[email protected]CompanyAboutSecurityBlogPressCareersResourcesSupportPayroll IntegrationInvestmentsPrivacyTerms of ServiceADV & CRS(888) 228-3491[email protected]1645 E 6th Street,Suite 200Austin, TX 78702Guideline.com is owned and operated by Guideline, Inc. (“Guideline”), an SEC-registered investment adviser. Investment-related content is provided for general information purposes only, and is not intended to be construed as investment advice. Investments involve risk and are not guaranteed.