"I love Get Help Paying Off Credit Card Debt Faster — Tally"

2022-05-16 16:39:36

Skip to ContentHow Tally WorksTour the AppDebt ToolsDebt CalculatorInterest CalculatorTally ReviewsBlogCheck My RateDelete your credit card debt, build your futureMeet the credit card debt payoff app that can save you up to $4,1852 in 5 years.Check My RateLearn How Tally WorksBegin Main ContentJules paid off her American Express credit card ?Ravi avoided a late fee ?Drew saved $562 in interest ?Manuel lowered his APR to 9.9% ?Ella paid off her Discover credit card ?Krys saved $1,003 in interest ?Alex lowered his APR to 10.9% ?Tyra paid off her Chase credit card ?Lara avoided a late fee ?Adriano saved $654 in interest ?Jon saved $974 in interest ?Abi paid off his Bank of America credit card ?Lee avoided a late fee ?Jules paid off her American Express credit card ?Ravi avoided a late fee ?Drew saved $562 in interest ?Manuel lowered his APR to 9.9% ?Ella paid off her Discover credit card ?Krys saved $1,003 in interest ?Alex lowered his APR to 10.9% ?Tyra paid off her Chase credit card ?Lara avoided a late fee ?Adriano saved $654 in interest ?Jon saved $974 in interest ?Abi paid off his Bank of America credit card ?Lee avoided a late fee ?See more information below3See MoreHow Tally WorksGet started in minutesIt’s easy, straightforward, and quick to apply. Sign up and instantly see how much you can save.All your cards in one placeDifferent APRs, due dates, and balances are stressful to keep up with. Let Tally set it on autopilot for you.Knock out debt fasterTally could even lower your interest rate if you qualify – helping you get out of debt up to twice as fast 1.Pay off credit card debt with Tally1See how much you could saveSign up, add your cards, and if eligible, Tally will offer you a custom, low-interest line of credit — designed to get you out of debt up to 2x faster1. Most users have at least a 580 FICO score.Check for savings It never hurts to checkDon’t worry, checking won’t hurt your credit score.1.See how much you could save2Let Tally pay off all your cardsOnce you accept, Tally will use your line of credit to pay off your high-interest credit cards. This means you’ll start saving money on interest — right away!Encrypted and secureWe safeguard your information with 256-bit encryption.2.Let Tally pay off all your cards3You pay Tally back in one simple, monthly billFeel free to keep using all your cards — Tally can handle your payments. Yup, that’s it! No more stressing over different APRs, due dates, balances, and late fees.Unlimited refillsUse your credit line again and again. As you pay Tally back, you’ll free up more space on your credit line.3.You pay Tally back in one simple, monthly billFast, easy savingsGet out of debt up to 2x faster1.Our Lowest RatesTally+Our lowest-rate credit line + smart credit card manager, all in one easy app.$25/moNot out-of-pocket, paid annually from credit line6, qualifications applyOur lowest-rate credit lineSmart credit card managerLate fee protection4Personalized payoff planSave money on interestCheck My RateSee how Tally+ worksDesigned with your security in mindIt never hurts to checkWe perform a soft credit check, which has no impact on your credit score.Encrypted and secureWe use 256-bit encryption to keep your information safe.We're serious about privacyWe never store your banking usernames or passwords, and we never sell your data.Don't just take our word for it Trustpilot Read more reviewsFeaturesCredit Card ManagerBalance TransferLate Fee ProtectionLine of CreditSave Money on InterestResourcesBlogHelpPressReviewsBank Credit CardsStore Credit CardsCompanyAbout UsJoin the TeamPrivacy PolicyTerms & ConditionsAccessibilityLicensesSign up to get a monthly collection of our best financial news and tips.Follow Us© 2022 Tally Technologies, Inc.Tally Technologies, Inc. (NMLS # 1492782 NMLS Consumer Access, [See Licenses]). Lines of credit issued by Cross River Bank, Member FDIC, or Tally Technologies, Inc. ("Tally"), as noted in your line of credit agreement. Lines of credit not available in all states.Loans made by Tally pursuant to California FLL license or other state laws.To get the benefits of a Tally line of credit, you must qualify for and accept a Tally line of credit. Based on your credit history, the APR (which is the same as your interest rate) will be between 7.90% - 29.99% per year. The APR will vary with the market based on the Prime Rate. Annual fees range from $0 - $300.Privacy Policy — Terms & Conditions — Accessibility1 Up To 2x Faster with Tally+ – 50% of Tally+ members can get out of debt about 3 years, or 41%, faster with Tally+. The stated estimates reflect potential time to pay off debt for an appreciable number (at least 10%) of Tally+ line of credit users. We calculated the estimates in March 2021, based on Tally’s records for borrowers who enrolled in Tally from November 2018 through October 2020. We compared how long it would take for a user to pay off their credit card debt if they had received and accepted a Tally+ line of credit and compared that to how long it would take for a user to pay off their credit card debt without Tally. For each borrower we used: (a) their average APR weighted by their initial credit card balances and APRs; (b) an average monthly payment of 3% of their credit card balance(s); and (c) average monthly credit card transactions of 0.8% of their credit card balance(s). We assumed the borrower received Tally+ discount credit every month. Actual pay-off rates will vary based on factors such as each user’s credit card APRs, the total payments made, and additional credit card charges.2 Can save $4,185 in 5 years with Tally+ – We calculated the savings estimates in March, 2021 based on Tally’s records for borrowers who enrolled in Tally from November 2018 through October 2020. We calculated the interest users would pay if they had received and accepted a Tally+ line of credit and compared that to the interest they would pay without Tally until their credit card balances are fully repaid. For each borrower we used: (a) their average APR weighted by their initial credit card balances and APRs; (b) an average monthly payment of 3% of their credit card balance(s); (c) average monthly credit card transactions of 0.8% of their credit card balance(s). We assumed the borrower received Tally+ discount credit every month and we deducted annual fees from any potential savings. Actual savings will vary based on factors such as each user’s credit card APRs, the total payments made, and additional credit card charges.3 Individual Savings Claims – We calculated each customer’s interest savings based on payments Tally made on their behalf to their credit cards with a higher APR than their Tally line of credit. We compared the total daily interest that would have accrued with and without Tally based on the difference between their credit card APR and the APR for their Tally line of credit. We excluded payments made to cover minimum payments to cards with a lower APR than Tally or to cards that were in a grace period at the time of payment.4 Late Fee Protection – With a Tally line of credit, late fee protection is available on linked credits cards for users who are current on their account, in good standing, and have provided accurate credit card and bank account information.5 Tally+ Member Discount – Tally+ Member Discount: With Tally+ you get discount credits applied to your Tally principal balance each month effectively lowering your annual interest. Tally+ members who pay at least the Tally minimum on time each month receive the discount. 6 The portion of your credit line that can be paid to your cards will be reduced by the amount of the annual fee.