"I love Retirement Starts Today Radio - The Fastest Growing Retirement Podcast on iTunes"

2022-06-12 01:41:02

AboutBlogRetirement PlanningSocial SecurityInvestingFinancial PlanningHiring A Financial AdvisorGeneralAll ArticlesPodcastAsk A QuestionWork With Me Select Page Planning Your Amazing Retirement Starts Today Hi, I’m Benjamin. My mission is to answer all your retirement questions, even the ones you don’t know to ask. Start today and download my Retire-Ready Toolkit.GET THE TOOLKIT Listen to the Fastest Growing Retirement Podcast on iTunesListen in as we answer the questions on the minds of the modern retiree. Listen On iTunesI’d Like To Learn More About: Financial Planning learn more Hiring A Financial Advisor learn more Listen to the Podcast learn more Social Security learn more Investing learn more Retirement Planning learn more Ready to Jump-Start Your Retirement?Get FREE Access to My Retire-Ready Toolkit.GET THE TOOLKITReady to Jump-Start Your Retirement?Get FREE Access to my Retire-Ready Toolkit.GET THE TOOLKITRecommended Reading:Some of Our Best Content on Retirement Planning and Personal Finance ARTICLEFinding Your Retirement “Why?” Read Article ARTICLEHow to Buy A Car In Retirement Read Article ARTICLEHow to Prepare Your Parent’s Finances for the Nursing Home Read ArticleLearn what Benjamin can do for you. Ongoing PlanningLearn what Benjamin can do for you. ongoing planning Quick LinksAboutContactServicesCorporate Site Recent Posts What’s Going on with the Market?! An Interview with Joseph Hogue Ep # 247  Jun 6, 2022 Father of 4% Rule Urges Caution, Ep #246 May 30, 2022 An Active Retirement Could Cost More Money with Thatcher Taylor, Ep #245  May 23, 2022 Don’t Move for Taxes, Ep # 244  May 16, 2022 © 2020 | Capital City Wealth Management, Inc. Capital City Wealth Managment, Inc. (“CCWM”) is a registered investment adviser offering advisory services in the State of North Dakota and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by CCWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.All written content on this site is for information purposes only. Opinions expressed herein are solely those of CCWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Pin It on Pinterest div.et_pb_section.et_pb_section_0{background-image:url(https://retirementstartstodayradio.com/wp-content/uploads/2017/08/home-atf.jpg)!important}.et_pb_section_0{padding-top:166px;padding-right:0px;padding-bottom:148px;padding-left:0px}.et_pb_row_0.et_pb_row{padding-right:0px!important;padding-right:0px}.et_pb_row_2,.et_pb_row_0{max-width:1260px}.et_pb_divider_0,.et_pb_divider_1{height:30px}.et_pb_text_0{line-height:1em;font-family:'Roboto',Helvetica,Arial,Lucida,sans-serif;font-size:28px;line-height:1em;padding-right:50px!important;max-width:700px}.et_pb_text_0 h1{font-size:52px}.et_pb_text_1 h1,.et_pb_text_3 h1{font-size:48px}.et_pb_text_1{padding-right:70px!important;max-width:700px}div.et_pb_section.et_pb_section_1,div.et_pb_section.et_pb_section_6,div.et_pb_section.et_pb_section_5{background-image:linear-gradient(180deg,#033149 0%,#3d6588 100%)!important}.et_pb_section_1{padding-top:24px;padding-right:0px;padding-bottom:77px;padding-left:0px}.et_pb_section_1.et_pb_section{background-color:#033149!important}.et_pb_row_1.et_pb_row{padding-top:24px!important;padding-right:0px!important;padding-bottom:24px!important;padding-left:0px!important;padding-top:24px;padding-right:0px;padding-bottom:24px;padding-left:0px}.et_pb_row_1{max-width:970px}.et_pb_image_3,.et_pb_image_9,.et_pb_image_8,.et_pb_image_2,.et_pb_image_4,.et_pb_image_5,.et_pb_image_1,.et_pb_image_10,.et_pb_image_6,.et_pb_image_0{text-align:left;margin-left:0}.et_pb_row_2.et_pb_row{padding-top:0px!important;padding-right:0px!important;padding-bottom:1px!important;padding-left:0px!important;padding-top:0px;padding-right:0px;padding-bottom:1px;padding-left:0px}.et_pb_divider_2{height:115px}.et_pb_text_2{line-height:1em;font-family:'Roboto',Helvetica,Arial,Lucida,sans-serif;font-size:28px;line-height:1em}.et_pb_text_5 h1,.et_pb_text_14 h1,.et_pb_text_2 h1{font-size:36px}body #page-container .et_pb_section .et_pb_button_10,body #page-container .et_pb_section .et_pb_button_11,body #page-container .et_pb_section .et_pb_button_0{color:#ffffff!important;border-color:#2ecb71;letter-spacing:1px;font-size:18px;font-family:'Roboto',Helvetica,Arial,Lucida,sans-serif!important;text-transform:uppercase!important;background-color:#2ecb71}body #page-container .et_pb_section .et_pb_button_10:hover,body #page-container .et_pb_section .et_pb_button_0:hover,body #page-container .et_pb_section .et_pb_button_11:hover{border-color:#24dd6e!important;letter-spacing:1px!important;background-image:initial;background-color:#24dd6e}body #page-container .et_pb_section .et_pb_button_5,body #page-container .et_pb_section .et_pb_button_5:hover,body #page-container .et_pb_section .et_pb_button_7,body #page-container .et_pb_section .et_pb_button_7:hover,body #page-container .et_pb_section .et_pb_button_2,body #page-container .et_pb_section .et_pb_button_2:hover,body #page-container .et_pb_section .et_pb_button_3,body #page-container .et_pb_section .et_pb_button_3:hover,body #page-container .et_pb_section .et_pb_button_6,body #page-container .et_pb_section .et_pb_button_6:hover,body #page-container .et_pb_section .et_pb_button_8,body #page-container .et_pb_section .et_pb_button_8:hover,body #page-container .et_pb_section .et_pb_button_4,body #page-container .et_pb_section .et_pb_button_4:hover,body #page-container .et_pb_section .et_pb_button_10,body #page-container .et_pb_section .et_pb_button_10:hover,body #page-container .et_pb_section .et_pb_button_1,body #page-container .et_pb_section .et_pb_button_1:hover,body #page-container .et_pb_section .et_pb_button_0,body #page-container .et_pb_section .et_pb_button_0:hover,body #page-container .et_pb_section .et_pb_button_9,body #page-container .et_pb_section .et_pb_button_9:hover,body #page-container .et_pb_section .et_pb_button_11,body #page-container .et_pb_section .et_pb_button_11:hover{padding:0.3em 1em!important}body #page-container .et_pb_section .et_pb_button_8:before,body #page-container .et_pb_section .et_pb_button_8:after,body #page-container .et_pb_section .et_pb_button_0:before,body #page-container .et_pb_section .et_pb_button_0:after,body #page-container .et_pb_section .et_pb_button_5:before,body #page-container .et_pb_section .et_pb_button_5:after,body #page-container .et_pb_section .et_pb_button_11:before,body #page-container .et_pb_section .et_pb_button_11:after,body #page-container .et_pb_section .et_pb_button_6:before,body #page-container .et_pb_section .et_pb_button_6:after,body #page-container .et_pb_section .et_pb_button_3:before,body #page-container .et_pb_section .et_pb_button_3:after,body #page-container .et_pb_section .et_pb_button_10:before,body #page-container .et_pb_section .et_pb_button_10:after,body #page-container .et_pb_section .et_pb_button_1:before,body #page-container .et_pb_section .et_pb_button_1:after,body #page-container .et_pb_section .et_pb_button_7:before,body #page-container .et_pb_section .et_pb_button_7:after,body #page-container .et_pb_section .et_pb_button_9:before,body #page-container .et_pb_section .et_pb_button_9:after,body #page-container .et_pb_section .et_pb_button_2:before,body #page-container .et_pb_section .et_pb_button_2:after,body #page-container .et_pb_section .et_pb_button_4:before,body #page-container .et_pb_section .et_pb_button_4:after{display:none!important}.et_pb_button_11,.et_pb_button_0{transition:background-color 300ms ease 0ms,border 300ms ease 0ms,letter-spacing 300ms ease 0ms}.et_pb_button_10,.et_pb_button_10:after,.et_pb_button_8,.et_pb_button_8:after,.et_pb_button_6,.et_pb_button_6:after,.et_pb_button_9,.et_pb_button_9:after,.et_pb_button_5,.et_pb_button_5:after,.et_pb_button_7,.et_pb_button_7:after,.et_pb_button_11,.et_pb_button_11:after,.et_pb_button_4,.et_pb_button_4:after,.et_pb_button_3,.et_pb_button_3:after,.et_pb_button_0,.et_pb_button_0:after,.et_pb_button_2,.et_pb_button_2:after,.et_pb_button_1,.et_pb_button_1:after{transition:all 300ms ease 0ms}.et_pb_section_2{padding-top:64px;padding-right:0px;padding-bottom:0px;padding-left:0px}.et_pb_row_3.et_pb_row{padding-top:38px!important;padding-right:0px!important;padding-bottom:0px!important;padding-left:0px!important;padding-top:38px;padding-right:0px;padding-bottom:0px;padding-left:0px}.et_pb_row_3{max-width:800px}.et_pb_row_4.et_pb_row{padding-top:52px!important;padding-right:0px!important;padding-bottom:26px!important;padding-left:0px!important;padding-top:52px;padding-right:0px;padding-bottom:26px;padding-left:0px}.et_pb_text_6.et_pb_text{color:#000000!important}.et_pb_text_10,.et_pb_text_8,.et_pb_text_6,.et_pb_text_9,.et_pb_text_11,.et_pb_text_7{font-size:24px;margin-right:25px!important;margin-left:25px!important}.et_pb_text_6 h1{font-size:20px;color:#000000!important;line-height:1.6em}body #page-container .et_pb_section .et_pb_button_1,body #page-container .et_pb_section .et_pb_button_6,body #page-container .et_pb_section .et_pb_button_2,body #page-container .et_pb_section .et_pb_button_4,body #page-container .et_pb_section .et_pb_button_5,body #page-container .et_pb_section .et_pb_button_3{color:#033149!important;border-color:#033149;letter-spacing:1px;font-size:14px;font-family:'Roboto',Helvetica,Arial,Lucida,sans-serif!important;text-transform:uppercase!important;background-color:#ffffff}body #page-container .et_pb_section .et_pb_button_1:hover,body #page-container .et_pb_section .et_pb_button_3:hover,body #page-container .et_pb_section .et_pb_button_9:hover,body #page-container .et_pb_section .et_pb_button_2:hover,body #page-container .et_pb_section .et_pb_button_8:hover,body #page-container .et_pb_section .et_pb_button_7:hover,body #page-container .et_pb_section .et_pb_button_6:hover,body #page-container .et_pb_section .et_pb_button_4:hover,body #page-container .et_pb_section .et_pb_button_5:hover{color:#ffffff!important;letter-spacing:1px!important;background-image:initial;background-color:#033149}.et_pb_button_3,.et_pb_button_6,.et_pb_button_4,.et_pb_button_2,.et_pb_button_5,.et_pb_button_7,.et_pb_button_1,.et_pb_button_8,.et_pb_button_9{transition:color 300ms ease 0ms,background-color 300ms ease 0ms,letter-spacing 300ms ease 0ms}.et_pb_text_19 h1,.et_pb_text_20 h1,.et_pb_text_18 h1,.et_pb_text_8 h1,.et_pb_text_15 h1,.et_pb_text_16 h1,.et_pb_text_7 h1,.et_pb_text_11 h1,.et_pb_text_9 h1,.et_pb_text_10 h1,.et_pb_text_17 h1{font-size:20px;line-height:1.6em}.et_pb_row_5.et_pb_row{padding-top:26px!important;padding-right:0px!important;padding-bottom:0px!important;padding-left:0px!important;padding-top:26px;padding-right:0px;padding-bottom:0px;padding-left:0px}.et_pb_section_3{padding-top:64px;padding-right:0px;padding-bottom:102px;padding-left:0px}.et_pb_row_7,.et_pb_row_6{background-color:#033149}.et_pb_row_6.et_pb_row{padding-top:24px!important;padding-right:0px!important;padding-bottom:0px!important;padding-left:0px!important;padding-top:24px;padding-right:0px;padding-bottom:0px;padding-left:0px}.et_pb_image_7{max-width:350px;text-align:center}.et_pb_divider_3,.et_pb_divider_10,.et_pb_divider_12,.et_pb_divider_8{height:35px}.et_pb_text_12{font-size:16px;float:left}.et_pb_text_12 h1,.et_pb_text_13 h1{font-size:24px}.et_pb_divider_6,.et_pb_divider_5,.et_pb_divider_4{height:60px}.et_pb_row_7.et_pb_row{padding-top:38px!important;padding-right:20px!important;padding-bottom:38px!important;padding-left:20px!important;padding-top:38px;padding-right:20px;padding-bottom:38px;padding-left:20px}.et_pb_text_13{font-size:16px}.et_pb_section_4{padding-top:64px;padding-right:0px;padding-bottom:64px;padding-left:0px}.et_pb_section_4.et_pb_section{background-color:#f5f7f8!important}.et_pb_row_8.et_pb_row{padding-top:38px!important;padding-right:0px!important;padding-bottom:52px!important;padding-left:0px!important;padding-top:38px;padding-right:0px;padding-bottom:52px;padding-left:0px}.et_pb_row_9.et_pb_row{padding-top:0px!important;padding-right:0px!important;padding-bottom:38px!important;padding-left:0px!important;padding-top:0px;padding-right:0px;padding-bottom:38px;padding-left:0px}.et_pb_text_19,.et_pb_text_15,.et_pb_text_17{font-size:16px;margin-right:50px!important;margin-left:50px!important}.et_pb_text_16,.et_pb_text_18{margin-right:50px!important;margin-left:50px!important}.et_pb_divider_7,.et_pb_divider_11,.et_pb_divider_9,.et_pb_divider_15,.et_pb_divider_14{height:20px}body #page-container .et_pb_section .et_pb_button_7,body #page-container .et_pb_section .et_pb_button_9,body #page-container .et_pb_section .et_pb_button_8{color:#033149!important;border-color:#033149;letter-spacing:1px;font-size:14px;font-family:'Roboto',Helvetica,Arial,Lucida,sans-serif!important;text-transform:uppercase!important;background-color:rgba(255,255,255,0)}.et_pb_text_20{margin-right:25px!important;margin-left:25px!important}.et_pb_section_5,.et_pb_section_6{padding-top:60px;padding-right:0px;padding-bottom:64px;padding-left:0px}.et_pb_row_11,.et_pb_row_10{background-color:rgba(255,255,255,0)}.et_pb_row_10.et_pb_row{padding-top:38px!important;padding-right:50px!important;padding-bottom:38px!important;padding-left:110px!important;padding-top:38px;padding-right:50px;padding-bottom:38px;padding-left:110px}.et_pb_text_22 h1,.et_pb_text_21 h1{font-size:28px}.et_pb_divider_13{height:15px}.et_pb_button_10{transition:background-color 300ms ease 0ms,border 300ms ease 0ms,letter-spacing 300ms ease 0ms;width:40%}.et_pb_row_11.et_pb_row{padding-top:38px!important;padding-right:0px!important;padding-bottom:38px!important;padding-left:0px!important;padding-top:38px;padding-right:0px;padding-bottom:38px;padding-left:0px}.et_pb_column_10,.et_pb_column_8,.et_pb_column_5,.et_pb_column_16,.et_pb_column_6,.et_pb_column_7,.et_pb_column_9,.et_pb_column_17,.et_pb_column_18{background-color:#ffffff}@media only screen and (min-width:981px){.et_pb_row_7,.et_pb_row_11{display:none!important}}@media only screen and (max-width:980px){.et_pb_section_0{padding-top:50px;padding-bottom:50px}.et_pb_row_0.et_pb_row{padding-right:300px!important;padding-right:300px!important}.et_pb_text_0 h1{font-size:41px}.et_pb_text_0{padding-right:0px!important}.et_pb_image_4,.et_pb_image_10,.et_pb_image_9,.et_pb_image_8,.et_pb_image_5,.et_pb_image_6,.et_pb_image_3,.et_pb_image_0,.et_pb_image_2,.et_pb_image_1{text-align:center;margin-left:auto;margin-right:auto}.et_pb_image_9 .et_pb_image_wrap img,.et_pb_image_0 .et_pb_image_wrap img,.et_pb_image_3 .et_pb_image_wrap img,.et_pb_image_8 .et_pb_image_wrap img,.et_pb_image_7 .et_pb_image_wrap img,.et_pb_image_6 .et_pb_image_wrap img,.et_pb_image_1 .et_pb_image_wrap img,.et_pb_image_5 .et_pb_image_wrap img,.et_pb_image_4 .et_pb_image_wrap img,.et_pb_image_2 .et_pb_image_wrap img,.et_pb_image_10 .et_pb_image_wrap img{width:auto}.et_pb_text_20,.et_pb_text_19,.et_pb_text_15,.et_pb_text_18,.et_pb_text_17,.et_pb_text_16{margin-right:75px!important;margin-left:75px!important}.et_pb_row_10.et_pb_row{padding-right:0px!important;padding-left:0px!important;padding-right:0px!important;padding-left:0px!important}.et_pb_row_11.et_pb_row{padding-top:50px!important;padding-right:0px!important;padding-bottom:50px!important;padding-left:0px!important;padding-top:50px!important;padding-right:0px!important;padding-bottom:50px!important;padding-left:0px!important}}@media only screen and (min-width:768px) and (max-width:980px){.et_pb_divider_0,.et_pb_divider_1,.et_pb_divider_2,.et_pb_row_6,.et_pb_divider_3,.et_pb_divider_4,.et_pb_divider_5,.et_pb_divider_6,.et_pb_divider_8,.et_pb_divider_10,.et_pb_divider_12,.et_pb_row_10{display:none!important}}@media only screen and (max-width:767px){div.et_pb_section.et_pb_section_0{background-image:url(https://retirementstartstodayradio.com/wp-content/uploads/2017/08/home-atf-responsive.jpg)!important}.et_pb_section_0{padding-top:0px;padding-bottom:20px}.et_pb_row_0.et_pb_row{padding-right:0px!important;padding-right:0px!important}.et_pb_divider_6,.et_pb_divider_4,.et_pb_divider_3,.et_pb_row_6,.et_pb_divider_8,.et_pb_divider_10,.et_pb_divider_12,.et_pb_divider_2,.et_pb_row_10,.et_pb_divider_1,.et_pb_divider_0,.et_pb_divider_5{display:none!important}.et_pb_text_0 h1{font-size:32px}.et_pb_text_1,.et_pb_text_0{padding-right:130px!important}.et_pb_image_10 .et_pb_image_wrap img,.et_pb_image_9 .et_pb_image_wrap img,.et_pb_image_8 .et_pb_image_wrap img,.et_pb_image_6 .et_pb_image_wrap img,.et_pb_image_7 .et_pb_image_wrap img,.et_pb_image_5 .et_pb_image_wrap img,.et_pb_image_4 .et_pb_image_wrap img,.et_pb_image_3 .et_pb_image_wrap img,.et_pb_image_2 .et_pb_image_wrap img,.et_pb_image_1 .et_pb_image_wrap img,.et_pb_image_0 .et_pb_image_wrap img{width:auto}.et_pb_row_10.et_pb_row,.et_pb_row_11.et_pb_row{padding-right:50px!important;padding-left:50px!important;padding-right:50px!important;padding-left:50px!important}} /* Smart Podcast Player custom styles for color 2ecb71 */ .smart-track-player.stp-color-2ecb71-2ecb71.spp-stp-desktop,.smart-track-player.stp-color-2ecb71-2ecb71.spp-stp-desktop.smart-track-player-dark,.smart-track-player.stp-color-2ecb71-2ecb71.spp-stp-mobile .spp-player-layout,.smart-track-player.stp-color-2ecb71-2ecb71.spp-stp-mobile.smart-track-player-dark .spp-player-layout { background-color: #2ecb71 ;}.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-controls .spp-play-pause-circle .spp-play .spp-play-bar,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-controls .spp-play-pause-circle .spp-play .spp-play-bar,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-stpd-controls-container .spp-stpd-playback-controls .spp-play-pause .spp-play .spp-play-bar{ background-color: #2ecb71 ;}.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-top-matter .spp-artist-and-title .spp-news,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-top-matter .spp-news,.spp-news-overlay .spp-news-region .spp-news-layout .spp-news-basic-cta .spp-button-wrapper .spp-news-subscribe{ background-color: #0769bf ; color: #ffffff ;}.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-playlist-region .spp-track-list .spp-track-row .spp-eq-svg,.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-playlist-region .spp-track-list .spp-track-row .spp-play-svg{ fill: #2ecb71 ;}.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-progress-bar .spp-progress-played,.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-progress-bar .spp-seek-time,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-progress-bar .spp-progress-played,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-progress-bar .spp-seek-time{ background-color: #2ecb71 ;}.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-progress-bar .spp-time-elapsed ,.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-progress-bar .spp-time-remaining ,.smart-podcast-player.spp-color-2ecb71 .spp-player-layout .spp-main-region .spp-main-view .spp-progress-bar .spp-seek-time,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-progress-bar .spp-time-elapsed,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-progress-bar .spp-time-remaining,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-progress-bar .spp-seek-time{ color: #FFF ;}.smart-podcast-player.spp-color-2ecb71 .spp-show-notes a,.smart-podcast-player.spp-color-2ecb71 .spp-truncated-show-notes a{ color: #2ecb71 ;}.smart-track-player.stp-color-2ecb71-2ecb71.spp-sticky{ z-index: 1000 ;}.smart-track-player.stp-color-2ecb71-2ecb71 .spp-main-region .spp-main-view.spp-loading .spp-stpd-playback-controls .spp-play-pause .spp-play .spp-loading-icon svg,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-main-region .spp-main-view.spp-loading .spp-controls .spp-play-pause-circle .spp-play-invisisquare .spp-play .spp-loading-icon svg,.smart-podcast-player.spp-color-2ecb71 .spp-main-region .spp-main-view.spp-loading .spp-controls .spp-play-pause-circle .spp-play-invisisquare .spp-play .spp-loading-icon svg { stroke: #2ecb71 ;}.smart-podcast-player.spp-color-2ecb71 .spp-volume-slider .rangeslider__fill,.smart-podcast-player.spp-color-2ecb71 .spp-volume-slider .rangeslider__handle::after,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-volume-slider .rangeslider__fill,.smart-track-player.stp-color-2ecb71-2ecb71 .spp-volume-slider .rangeslider__handle::after { background-color: #2ecb71 ;}