Vantage Wealth Management LLC _Health & Fitness

HOME WHO WE ARE WHAT WE DO WHEN YOU NEED US CONTACT US HOME WHO WE ARE WHAT WE DO WHEN YOU NEED US CONTACT US You are not a cookie. We are not cookie cutters. “What’s important to you?” At Vantage Wealth Management, LLC, we recognize that the answer to that question is different for everybody. In order to pursue the goal of giving you the right advice and guide you with the right strategy, we do things differently. Who We Are What We Do When You Need Us SAN MATEO OFFICE: 66 Bovet Road, Suite 310 San Mateo, CA 94402 SAN JOSE OFFICE: 1850 Hamilton Avenue San Jose, CA 95125 Phone: 650.638.9600 Fax: 650.638.9604 [email protected] HOME | WHO WE ARE | WHAT WE DO | WHEN YOU NEED US | CONTACT US The website is a publication of Vantage Wealth Management, LLC. The firm is registered as an investment adviser with SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability. Privacy Policy|Form CRS Privacy Statement Your internet privacy concerns are important. This statement describes our practices concerning the collection, use and security of the personally identifiable information that you provide us over the Internet. Collection of Information In some areas of our Web site, we may request that you provide personally identifiable information, including your name, address, e-mail address, telephone number, social security number, or policy/contract number. If you are seeking a job and post a resume, we will also ask you to provide employment and education history in addition to contact information. We limit the collection and storage of personally identifiable information to that necessary for us to administer our business, provide quality service, or offer you opportunities we think might be of interest. We use Web tracking software to collect the name of the domain from which you access the Internet and the site from which you came in to our site. This information is used for internal analysis only and helps us improve the content of our website for your future business. Disclosure of Information If you provide personal information to us via our Web site, we will not disclose that information outside of the Firm except as described below. We may disclose personal information outside of the Firm with your express authorization. We may disclose personal information to other entities that are involved in administering or providing services on our behalf. These entities may include your agent, a reinsurance company or, in the case of job applicants, a company that performs background checks. We will disclose information in compliance with applicable laws and regulations and will require the recipient to protect the information and use it only for the purpose provided. We may disclose information if we are required to do so by law. Cookies Cookies are small pieces of information that Web sites can store on your computer. At this time, this web site does not use cookies. Changes to Privacy Statement The Firm may change this Statement from time to time. If we decide to change our Privacy Statement, we will post those changes on this Web site so that you will always know what information we gather, how we might use that information, and to whom we will disclose it. This Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party. Form ADV Part 3 – Client Relationship Summary Vantage Wealth Management, LLC Date: 06/18/2020 Item 1: Introduction VANTAGE WEALTH MANAGEMENT, LLC is an investment adviser registered with the Securities and Exchange Commission offering advisory accounts and services. Brokerage and investment advisory services and fees differ, and it is important that you understand the differences. This document gives you a summary of the types of services and fees we offer. Please visit www.investor.gov/CRS for free, simple tools to research firms and for educational materials about broker-dealers, investment advisers, and investing. Item 2: Relationships and Services Questions to ask us:Given my financial situation, should I choose an investment advisory service? Why or why not? How will you choose investments to recommend to me? What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean? What investment services and advice can you provide me?Our firm primarily offers the following investment advisory services to retail clients: portfolio management (we review your portfolio, investment strategy, and investments); financial planning (we assess your financial situation and provide advice to meet your goals); solicitor/selection of other advisers (we select a third party adviser for you to use). As part of our standard services, we typically monitor client accounts at least on a semi-annual basis. Our firm offers both discretionary advisory services (where our firm makes the decision regarding the purchase or sale of investments) as well as non-discretionary services (where the retail investor makes the ultimate decision). We do not limit the types of investments that we recommend. Our minimum account size is $1,000,000. Please also see our Form ADV Part 2A (“Brochure”), specifically Items 4 & 7. Item 3: Fees, Costs, Conflicts, and Standard of Conduct Questions to ask us:Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me? How might your conflicts of interest affect me, and how will you address them? What fees will I pay?Our fees vary depending on the services you receive. Additionally, the amount of assets in your account affects our advisory fee; the more assets you have in your advisory account, the more you will pay us and thus we have an incentive to increase those assets in order to increase our fee. The annual fee for Vantage’s asset management services is divided and billed quarterly in arrears based on the value of the account at the end of the previous quarter, unless specifically indicated by the asset management program. For Financial Planning Services, either for a One-Time or Ongoing Financial Planning, a fixed financial planning fee is determined in advance and agreed upon in the Financial Planning Agreement. For Financial Institution Consulting Services, Vantage receives a consulting fee from the financial institution calculated in arrears based on the Assets Under Management as of the end of a calendar quarter. You pay our fees even if you do not have any transactions and the advisory fee paid to us generally does not vary based on the type of investments selected. Please also see Items 4, 5, 6, 7 & 8 of our Brochure.Some investments (e.g., mutual funds, variable annuities, etc.) impose additional fees (e.g., transactional fees and product-level fees) that reduce the value of your investment over time. The same goes for any additional fees you pay to a custodian. Additionally, you will pay transaction fees, if applicable, when we buy or sell an investment for your account. You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying. Please also see our Brochure for additional details.What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?: When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice, we provide you. Here are some examples to help you understand what this means (see heading immediately below).How do your financial professionals make money?Primarily, we and our financial professionals receive monetary compensation from the advisory services we provide to you because of the advisory fees we receive from you. This compensation may vary based on different factors, such as those listed above in this Item. Please also see Item 10 of our Brochure for additional details. Item 4: Disciplinary HistoryQuestions to ask us:As a financial professional, do you have any disciplinary history? For what type of conduct? Do you or your financial professionals have legal or disciplinary history?We do not have legal and disciplinary events. Visit https://www.investor.gov/ for a free, simple search tool to research us and our financial professionals. Item 5: Additional InformationQuestions to ask us:Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me? For additional information on our advisory services, see our Brochure available at https://adviserinfo.sec.gov/firm/summary/152374 and any individual brochure supplement your representative provides. If you have any questions, need additional up-to-date, or want another copy of this Client Relationship Summary, then please contact us at 650-638-9600.