"I love Wise, Formerly TransferWise: Online Money Transfers | International Banking Features"

2022-05-05 12:55:32

TransferWise is now Wise. Read more.Skip to main contentRegisterPersonal BusinessFeaturesMulti-currency accountExplore the account used by 11 million people to live, work, travel and transfer money worldwide.Money transfersLarge amount transfersPricingHelpENHallo WeltHello worldHello worldHola mundoBonjour le mondeCiao mondoHalo duniaHelló VilágWitaj, świecieOlá, MundoSalut lumeMerhaba DünyaЗдравствуй, мир世界とつながろう你好 世界Привіт, світDeutschEnglish (UK)English (US)EspañolFrançaisItalianoBahasa IndonesiaMagyarPolskiPortuguêsRomânăTürkçeРусский日本語繁體中文 (香港)УкраїнськаLog inRegisterThe cheap, fast way to send money abroad.See how it worksOver 12 million customersRead on TrustpilotFCA regulatedLearn moreYou send exactlyGBP–4.28 GBPLow cost transferfee=995.72 GBPTotal amount we’ll convert×1.17357Guaranteed rate (2 hrs)Recipient gets EURShould arriveby 6th MayCompare priceGet startedAlso available onOver 12 million customersRead on TrustpilotFCA regulatedLearn moreAvailable for you in South KoreaSend money cheaper and easier than old-school banks.Send money at the real exchange rate with no hidden fees.Send moneySpend abroad without the hidden fees.We haven’t reached South Korea with our debit card feature yet.Receive payments like a local in 9 currencies.Get your own UK account number, Euro IBAN, US routing number, and more.See all account detailsConvert and hold 53 currencies.Holding multiple currencies is completely free, and we use the real exchange rate to convert.See all currenciesCompare our pricingWe charge as little as possible. No subscriptionSending 1,000.00 GBP withRecipient gets(Total after fees)Transfer feeExchange rate(1 GBP → EUR)Cheapest1,168.41 EURSave up to 33.16 EUR4.28 GBP1.17343Mid-market rate1,161.09 EUR- 7.32 EUR0.00 GBP1.161091,156.16 EUR- 12.25 EUR1.99 GBP1.158471,155.85 EUR- 12.56 EUR2.99 GBP1.159321,154.92 EUR- 13.49 EUR0.00 GBP1.154921,148.69 EUR- 19.72 EUR0.00 GBP1.148691,142.81 EUR- 25.60 EUR25.00 GBP1.172111,138.35 EUR- 30.06 EUR0.00 GBP1.138351,135.67 EUR- 32.74 EUR0.00 GBP1.135671,135.32 EUR- 33.09 EUR0.00 GBP1.135321,135.25 EUR- 33.16 EUR0.00 GBP1.13525No hidden fees.We’re on a mission to bring transparency to finance, for people without borders. We charge as little as possible, and we always show you upfront. No hidden fees. No bad exchange rates. No surprises. How do we collect this data?Moving and living abroad just got simplerReceive your salary, pension, and more. Spend in local currency with your card. Move your money between countries with ease. It’s the better way to send money home.Receive your salary, pension, and more.Relocate without the stress — and without the multiple bank accounts. Share your details with your employer, pension scheme, family or friends, and get paid like a local.Spend in local currency with your card.Avoid the bank appointments, and start spending as soon as you get there. With the Wise debit card, you’ll always get the best possible exchange rate.Move your money between countries.Send money to 80 countries, always with a low and transparent fee. With Direct Debits in the UK, Europe, US and Canada, paying your bills and subscriptions across currencies is easier than ever.Shopping through overseas online storesPay at the real exchange rate. Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.Pay at the real exchange rate.Avoid sneaky bank exchange rate markups and high foreign transaction fees. Pay only a low upfront conversion fee, and no annual card fee.Always pay in the local currency.If you’re shopping online, always choose to pay in the currency of the country you’re buying from. If you don’t have it in your account, the card will automatically convert to it from the account that’s cheapest for you. You’ll avoid Dynamic Currency Conversion fees.Pay online securely with instant notifications.Authorise payments with 3-D Secure authentication. Receive instant notifications when you spend.Receive money from around the worldUse your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.Get paid like a local.UK account number, Euro IBAN, US routing number, and more. All in one account. Receive your salary, invoice payments, pension and profit from shares.Work anywhere and link your account to Amazon, PayPal and more.Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.Convert your money in seconds.Receive payments from anywhere, and convert them to 53 currencies. You’ll always get the real exchange rate, and the low fees we’re known for.Take the stress out of managing propertySave when you buy property abroad. Pay your bills remotely. Receive payments from tenants.Save when you buy property abroad.Sending and managing money with Wise is on average 6x cheaper than UK banks. And with our tiered pricing for large amounts, you get an even lower fee on any transfers over 100,000 GBP or equivalent in your currency.Pay your bills remotely.Hold 53 currencies in one place. Easily manage your mortgage and utility bills across currencies with Direct Debit in the UK, Europe, US and Canada, and pay tradespeople like a local.Receive payments from tenants.Get paid in 9 currencies with your own account details. And when the rate is right, convert your money in seconds.Getting startedGet set up and start spending with your card in minutes.Sign up online, or in our app. Verify your identity with a government ID and top up your account. Then you’re all set.Register in minutesSign up online, or in our app with an email address, or a Google, Facebook or Apple account.Verify your identityAll you need to receive money or order a card is your government ID.Top up your accountYou can add money using your bank account, Apple Pay, credit/debit card.Share your account details to get paid, or spend around the world with your debit card.Get an account in minutesGlobal support in a range of languagesWe don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.See most frequently asked questionsSecurityProtecting you and your moneyEvery month, our customers trust us to move over £6 billion of their money. Here are some of the important ways we protect them.Safeguarded with leading banksWe hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.Regulated around the worldWe’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.Audited regularlyWe make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.Extra-secure transactionsWe use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.Data protectionWe’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.Dedicated anti-fraud teamWe work round the clock to keep your account and money protected from even the most sophisticated fraud.Online scams are on the rise. Learn how to stay safeCoverageGet these local account detailsThese are the account details you can share with others to receive money. Anyone can use these to pay you just like they'd pay a local. British poundUK sort code, Account number, and IBAN EuroBank code (SWIFT/BIC) and IBAN US dollarRouting number and Account number Australian dollarBSB code and Account number New Zealand dollarAccount number Singapore dollarBank code, Bank name, and Account number Canadian dollarInstitution number, Transit number, and Account number Hungarian forintAccount number Turkish liraBank name and IBANHold and convert moneyYou can hold and convert money in 53 currencies. It only takes a few seconds to open a new account in the currency you need. UAE dirham Argentine peso Australian dollar Bangladeshi taka Bulgarian lev Botswana pula Canadian dollar Swiss franc Chilean peso Chinese yuan Costa Rican colón Czech koruna Danish krone Egyptian pound Euro British pound Georgian lari Ghanaian cedi Hong Kong dollar Croatian kuna Hungarian forint Indonesian rupiah Israeli shekel Indian rupee Japanese yen Kenyan shilling South Korean won Sri Lankan rupee Moroccan dirham Mexican peso Malaysian ringgit Nigerian naira Norwegian krone Nepalese rupee New Zealand dollar Philippine peso Pakistani rupee Polish złoty Romanian lei Russian ruble Swedish krona Singapore dollar Thai baht Turkish lira Tanzanian shilling Ukrainian hryvnia Ugandan shilling US dollar Uruguayan peso Vietnamese dong West African franc South African rand Zambian kwachaSee all currenciesSend money to 80 countriesYou can use money in your multi-currency account to send to any of the countries on Wise.EuropeArgentinaAustraliaAustriaBangladeshBelgiumBotswanaBrazilBulgariaCanadaChileChinaCroatiaCyprusCzech RepublicDenmarkEgyptEstoniaFinlandFranceGeorgiaGermanyGhanaGreeceHong KongHungaryIndiaIndonesiaIrelandIsraelItalyKenyaLatviaLuxembourgMalaysiaMaltaMexicoMonacoMoroccoNetherlandsNew ZealandNigeriaNorwayPakistanPhilippinesPolandPortugalRomaniaRussian FederationSan MarinoSingaporeSlovakiaSloveniaSouth AfricaSpainSri LankaSwedenSwitzerlandTanzaniaThailandTurkeyUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesZambiaSee all countriesFrequently asked questionsLet's answer some of your questionsWhat is a multi-currency account and how does it work?You can hold, receive, send, and spend money using a Wise multi-currency account.You can hold more than 50 currencies, and convert between them at the real exchange rate whenever you need.You can get account details for some currencies to receive money from around the world.You can send money from your account to a bank account whenever you like — we'll charge a fixed fee when you do this, and a conversion fee when you send to a different currency.And, you can spend the currencies in your account around the world with the Wise debit card. Find out if the Wise card is available in your country.Learn more about the multi-currency account in this videoHow is the Wise account different from a bank account?Your Wise account is an electronic money account. It’s different from a bank account because:Your money is safeguarded and not covered by the Financial Services Compensation Scheme (FSCS) or another protection scheme that you would get with a bank account.You can’t get an overdraft or loan.You won’t earn interest.Read more about the benefits of a multi-currency accountCan I hold multiple currencies in a Wise account?You can add money to your account in 19+ currencies and hold 50+ currencies.You can convert money between any of the currencies in your account — always with the real exchange rate. We’ll charge a low conversion fee to do this.Find out more about which currencies are availableWhat is a multi-currency card?The Wise debit card lets you spend money around the world with low conversion fees and zero transaction fees. It’s currently available for multi-currency account-holder residents in the UK, US, Australia, New Zealand, Singapore, Malaysia, Japan, Switzerland and EEA.Here are some tips to help you get startedWhat happened to the borderless account?The Wise multi-currency account is the same account you know and love. The only change is in the name — we used to call it the borderless account.Company and teamCompany and teamNews and blogPressCareersAffiliates and partnershipsModern slavery statementWise BusinessInvestor relationsMission roadmapHelp and supportHelp centreMid-market rateService statusLearn moreSend money abroadSwift/BIC codesCurrency converterIBAN codesRate alertsCompare exchange ratesSecurityFollow usLegalPrivacy policyCookie PolicyCountry site map© Wise Payments Limited 2022Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.